Arsenic and Old Lace Essay

The play opens in the living room of the Brewster home, where Abby and Martha Brewster, and their nephew, Teddy live. Teddy, who is rather crazy, believes himself to be Theodore Roosevelt. Mortimer enters and announces to his aunts that he intends to marry Elaine, the minister’s daughter, whom he is taking to a play that evening. Things begin to unravel as Mortimer lifts the lid to the window seat. He discovers the dead body of Mr. Hoskins and assumes that Teddy has killed him. However, Abby and Martha tell Mortimer that it was they who poisoned the man with their homemade elderberry wine – and that he is the eleventh (or twelfth) gentleman they have poisoned. Meanwhile Teddy is down in the cellar digging what he believes is the Panama Canal but is in reality a grave. Mortimer and Teddy’s brother Jonathan arrives. Jonathan is accompanied by Dr. Einstein, a plastic surgeon. Dr. Einstein has operated on Jonathan so that he looks like Boris Karloff, the horror film star. Teddy invites Einstein to join him in the cellar, where he believes he is digging the Panama Canal. Einstein quickly returns and confides to Jonathan that there is a hole large enough to bury Mr. Spenalzo (a man Jonathan recently killed) after everyone goes to bed. Once the lights are out and everyone is supposedly asleep, Teddy goes to the window seat to get Mr. Hoskins. At the same time Jonathan and Einstein go to their car to get Mr. Spenalzo. Both plan on burying the bodies in the cellar. Lights blink on and off, bodies are moved from the window seat to the cellar to the car outside, accusations and threats fly back and forth. Due to the commotion at the house, Officer O’Hara stops by to make sure all is well. When he is sure that everything is alright, he shifts topics and asks Mortimer of a play he is writing. Just then, the lieutenant bursts in and recognizes Jonathan as an escapee from a prison for the criminally insane. Jonathan tells the officers about the bodies in the cellar, but they don’t believe him and take him off to prison. Einstein gets away, and Teddy is certified insane and taken to the Happy Dale Sanitarium. Mortimer happily agrees when his aunts insist on going to Happy Dale with their nephew. The aunts then kindly inform Mortimer that he is actually not a member of the Brewster family. He was an illegitimate child and thus can marry Elaine without fear of passing the Brewster insanity on to his children. Mortimer happily departs, but before the women leave their house, they offer a drink to the head of Happy Dale, Mr. Witherspoon. Witherspoon is a lonely older gentleman, and he gladly accepts a glass of the spiked elderberry wine.

Financial to people who are living in poverty Essay

1. Introduction Microfinance is the provision of financial to people who are living in poverty. The system is providing small loans to poor person who want to expand their business. A series of financial service include loaning, saving, insurance and so on. There are two main characteristic on microfinance. Firstly, it is focus on below average income person or poor person for their customers. Secondly, it must ensure that the possibility of its own sustainable development. The beginning of the activity was most closely associated with economist Muhammad Yunus in 1976. He was born in Bangladesh. Between 30 years, the success of Grameen Bank which was built by Yunus was noticed by the world. Then, microfinance has covered nearly development countries and some developed counties. In the case of the text book, microfinance was present by two extreme parts, macro success and global mess. For the macro success, lender loaned money to women in order to support their family. Then, much family got rid of po verty. By 2001, more than 7,000 microfinance institutions had served 120 million borrowers around the world. On the other hand, there are two debates lead to huge problems. Firstly, most of microfinance institution’s new shareholders were rich investors. Secondly, several competitive microfinance institutions loaned money to the same uneducated clients, if crop or ventures fail, clients would face crushing debt loads. For example, in some parts of India, almost 80% of borrowers were in default. 2. Case question 1 Therefore, what happen about microfinance? Does it macro success or global mess? 2.1 SWOT analysis For the critical thinking of microfinance is SWOT analysis. SWOT analysis may help us know more about microfinance totally. There are two strengths for microfinance, the first one is that helped in decrease the poverty. The target of microfinance is to provide loans to poor people who want to start small business but cannot able to receive commercial bank help. For example, more than 350 million people in Indian below average income. The microfinance institutions offer the opportunity to them to start their own business. So, microfinance helps in decrease the poverty. The second one is that promoting the development of local community. If every individual who receive small loans to become rich, the development of local community will be promoted. There are two weaknesses about the microfinance. First of all, it is not proper regulated on banking process. Due to lack of efficient rules and regulations there would lead to high case of credit risk and defaults. Moreover, microfinance institutions focus on less people only. For example, India’s 70% of people live in the village, that is to say that most of poor area haven’t been touched. For the opportunity of microfinance, there are two main points also. Initially, it still has huge untapped market. For example, Pakistan’s microfinance industry was developing faster already, with an expansion of nearly 47 percent during 2007 (AbanHaq, 2008). By the end of 2008, the borrowers had been extended to 1.7 million (Meher Shah, 20 09). In addition, some small business which were loan from Microfinance institutions would provide much more employment opportunities. Microfinance institutions not only loan money to individual to start their business but also help in the increase the employment opportunity to them. There two threat analysis about microfinance as well. The first one is that over involvement of government. For example, in Indian, bank had freeze on credit to micro lenders for many times, it led to Indian’s microfinance industry pushed to the brink of collapse (India’s microfinance sector under threat, 2010). Furthermore, it is a high competition industry. For example, Indian’s commercial bank normally provides about US$ 133 a week in credit to the microfinance industry (India’s microfinance sector under threat, 2010). So, it is cause to high competition for much more applicant. 2.2 Why has microfinance been quite successful on worldwide basis? In the study case, 84% of microloan recipients are women(D’Espallier, Guà ©rin, & Mersland, 2011). Therefore, it is easily find that most of microfinance institutions target to women. This is because that repayment is higher among female borrowers, they usually do more conservative investment and reduce moral hazard risk(D’Espallier, Guà ©rin, & Mersland, 2011). On the other hand, when women improve their circumstances, they also improve the lives of their children. So, by investing in nutrition and education, they can help to create a better future for their children and their communities. Furthermore, many microfinance institutions help much poorest families get rid of poverty. It is â€Å"to ensure that 175 million of the world’s poorest families, especially women, receive credit for self-employment and other financial and business services†(D’Espallier, Guà ©rin, & Mersland, 2011). Thus, it absorbs global attention. In addition, the success of the Grameen Bank of Bangladesh indicated that a new business model had been created. Until recently, Grameen has reported repayment rates of 98% and serving over much more function to poor person (Morduch, 1999). This new business models was imitated by the world. 3. Case Question 2 Using agency theory, identify the area or improvement for the government of certain MFI have be found to engage in questionable practice. Microfinance institution is a party that helping poverty to do business by offering mini-loan. It is an agency of not only providing finance service to support poverty but also an organization contributes to society. The main problem of lending money to pool people is high risks of returning the money. The pool people, who are lack of educations, experience and need more train to return to the job. As an agency the â€Å"principal† (top managers) require profit while loan office is less concern about the interest. 3.1 Agency theory Agency theory explains the relationship between principals and agents. The objective about this theory is to identify and resolve the problem and conflict between principal and the agent of the principal. The two problems agency theory addresses are: * Problem of desire goal of principal and agent are in conflict. * Problem of different acts in managing the risk. This theory had been used in examining the relationship of agency, define as â€Å"a contract under which one or more persons (the principal) engage another person (the agent) to perform some on their behalf which involves delegating some decision making authority to the agent† (Jensen & Meckling, 1976) The following equation shows the result of problem come from. The utility of the principal will focus on return, whereas the utility of the agent will focus on the income. Agent wants to increase the income while the principal refers to more return. As the result, there is a trade-off exist in between. UP (R) = 1/UA (I) UP = Utility of the principal UA= Utility of the agent R = Returns I= Income In consequent, to resolve the problem is to design the ideal contract. There are two types of contracts design for such problem: behavior-based contracts and outcome-based contracts. Behavior-based contract, the principal monitor, measure and reward the base on the agent’s behavior (Bergenetal, 1992). The outcome-based contract, the agent will be rewarded according to the realized outcome (Bergenetal, 1992). 3.2 Porter’s Five Forces Porter’s five forces is concept for analyzing industry and developing strategy of a company to position business. Base on this concept to understand microfinance industry environment. Investors always seek for return; the industry environment will impact how efficient the decision made for profit. Source:(Porter, 1979) Suppliers (High) There are many investors in market; those can divide into two types, commercial investor and faith investor. The faith investors are not seeks for profit, but long term poverty alleviation. (Cranenburgh, 2010)Commercial investors are looking for return because the capital market is cheaper. Unfortunately there are most MFI remain lending money to pool people are informal which the stakeholder are commercial investor. Threat of new entrants (High) Commercial investors are better in positioning that they have better access than financial service expertise. Low entrant capital require lead to low entrant standard require. The investors seeks return, it cause high impact in investment. Commercial investors look for short term invest, and it can be re-enter for commercial investment as a cycle. Threat of substitute (Medium) Poor people need money of making living and other social purpose (education, insurance, sickness.eg) for life long. In India, the Reserve Bank of India (RBI) provides life insurance for poverty to improve the life expenses under the microfinance category. In many other countries, MFI design new financial service according to the need of poverty which charge very low interest. Internal rivalry In fact, the intensity of competition is depends upon the size of the company in the game. As entrant barrier low, the major operators in industry are informal institution (SHGs, MFI and NGOs). The competition will increase when an established organization goes into market and implement promotional strategy for boosting out of bad situation as it is weak. In additional, some formal bank start to do financial support with the help of other commercial organization like provide loan for SHGs. This factor will attract more operators in market. 3.3 Challenge Facing by Microfinance The microfinance system is separated in three levels: micro, meso and macro. To understand the function of those levels activity, identify the challenge MFIs are facing by governance. Source: Adapted from Helms, Access for All The micro level activity includes both perspectives of clients and MFI. The problem comes out from the borrower’s perspective is limitation of financial support. This would cause predatory lending practices. From the clients’ perspective, the problem relate to the managerial experience of clients, how they manage the funds and sustainable funds. The meso level is about services and infrastructures. The MFI need strong backup to support ongoing financing lending process. Limited capacity would terminate the funds to borrower. The macro level consists of central bank, finance ministries and other financial department. The problem comes out the potential risk when new policy established (monetary and currency, egg). The failure of systemic function would lead to a collapse of MIFs. 4. Case Question 3: ON ETHICS: Given the criticisms that â€Å"the rich have literally profited from the dirt poor†. Do you have any reservations about investing in MFIs that have gone through IPOs? Microfinance is a key thing that can help people living in poverty to become financially independent. It is better able to provide for their families in times of economic difficulty. Considering nearly half of world in less than two dollars a day to survive, microfinance is an important solution. However, microfinance has its shortcomings. Thus, in our opinion about this question, we are neutral. Here are advantages and disadvantages in below. 4.1 Advantages Access Banks will not extend loans to those with little or no assets, and generally so not engage in small size of loans associated with micro-financing companies. Microfinance is based on the concept that even small amounts of credit can help end the vicious cycle of poverty. Extending education Families receiving microfinance are less likely to pull their children to leave school for economic reasons. Improve health and welfare Microfinance can lead to better access to clean drinking water and better sanitation, and providing better access to health care as well. Sustainability In the developing country, even a small working capital loans $100. It can be launch a small business. Benefactors can help pulling themselves and their families out of the poverty. For example, a 19-year-old girl named Salamatu, from Sierra Leone started selling rice business (Kate, 2011). When her father and brother died, she could not pay the school fees by her own. She joined a local saving and Loans Group Plan in her community. This group can give small loans to them. Salamatu took out two loans. One is starting a small rice selling business and one is paying for her school fees (Kate, 2011). Job creation Microfinance can help create new jobs. It has a beneficial impact on the local economy. 4.2 Disadvantages Some investors who are interested in specific microfinance IPO must be wary (wise GEEK, 2012). Because some microfinance institutions are free with funding to the poor, but require excessive interest payments in return. This can put a person into a wore financial hole. This would cause social unrest. MFIs in India increased the risks. MFIs might face increased pressure to provide the assets and income growth (Jennifer, 2010). Thus it would increase default risk. In addition, because of high yield investors’ interests, microfinance institutions issuing high risk loans. This could cause valuation issues. However, lenders often could not perform. Because India does not have national systems that track the borrower’s credit history (Jennifer, 2010). 5. Conclusion Firstly, we give the reason of microfinance has been successful. Secondly, we identify the areas for improvement of MFIs. Then, we provide the two parts – advantages and disadvantages. Some considering buying into microfinance IPO should be carefully examined, and understand the company and its specific practices, then proceeding. Microfinance is not always appropriate. For extreme poor, or those who are sick or unable to work, microfinance may not be an appropriate tool. Bibliography India’s microfinance sector under threat. (2010, November). Australian Banking & Finance, p. 20. Cranenburgh, K. C. (2010). Analysis of the Microfinance Sector Faith Institutions and Impact Investing. International Interfaith Investment Group, 37-38. D’Espallier, B., Guà ©rin, I., & Mersland, R. (2011, 5). Women and Repayment in Microfinance: A Global Analysis. World Development, pp. 758-772. Haq, A. (2008). Microfinance Industry Assessment: A Report on Pakistan. Islamabad Pakistan: Pakistan Microfinance Network (PMN). Jongbloed, K. (2011). DIY Banks Make Education Possible For Girls. Retrieved from http://blog.becauseiamagirl.ca/diy-banks-make-education-possible-for-girls Meher Shah, A. N. (2009). Spot light on microfinance. Micro note. Islamab: Pakistan Microfinance Network (PMN). Morduch, J. (1999, October). The role of subsidies in microfinance: evidence from the Grameen Bank. Journal of Development Economics, pp. 229-248. Shevock, J. (2010). Microloan Default Risk Rises in India as SKS Microfinance Plans Initial Public Offering (IPO). Retrieved from http://www.microcapital.org/microcapital-brief-microloan-default-risk-rises-in-india-as-sks-microfinance-plans-initial-public-offering-ipo/ WiseGEEK. (2012). What Is a Microfinance IPO? . Retrieved from http://www.wisegeek.com/what-is-a-microfinance-ipo.htm

A teaching assistant work Essay

A teaching assistant works alongside a class teacher in a primary or secondary school. All over Europe, they have different names, such as : ‘aides’, ‘classroom assistants’, ‘learning support assistant’, but the moment the most common one is the one used at the beginning of the sentence.(Study Topic 1) In present, their role is extremely important, and it is hard to imagine things as easily as they run now without their help, especially because there is a big deficit in the number of teachers in primary schools. Skilled teaching assistant bring a very valuable contribution to pupils achievement within the learning environment. Unfortunately I started working in a school later than I should have, but I feel as every experience I’ve been through led me to this. I volunteer as teaching assistant 3 days a week, and in the rest of the time I look after two children, aged 9 and 5 years old, that attend the school I work in. My job description involves certain things, such as assisting the teacher by supporting the pupils during the teaching of the curriculum and always working under the direction of the class teacher. Because I am all the time surrounded by children, I can assist the children and understand their learning needs.(K.U 1.1) My prior job inside the classroom is to listen to the children, respect and value them. Even though I haven’t been working for too long with them, the pupils in my classroom already gained respect and confidence in me, and I can see how slowly, with my help and of course, the teacher’s , they are gaining the sense of independence, which is extremely important for a child developing. I’m helping by ensuring they have access to the curriculum at all the times, and by using plenty of praise and rewards. I make sure that all the children participate fully in every lesson, by reminding them of teaching points made by teacher and help them organise and participate in appropriate play activities or games. Most of the times I’m working with pupils in Year 3, but sometimes I’m in Foundation Stage. In the Year 3 (7-8 years), I encourage the pupils to work independently when the case and to try to manage their own reading. I’m also always encouraging them to use the library independently, as I am with the pupils in Foundation Stage, which need to be encouraged to develop their independent learning skills. They have to learn to take turns and speak and follow simple written instructions. I need to make sure that the pupils are able to make choices about books and to persuade them to learn independently. In both cases I am always trying to teach the pupils to use information from various sources and to complete all tasks set in a given time. I have to be aware at all the times of the school’s policies, for example in the case of children protection, the school has a member of the staff who is responsible for child protection matters, a Child Protection Policy and certain procedures to deal with any child protection issues arising(K.U 1.2). Another important matter that I must always keep in mind are the policies regarding bullying, as unfortunately, is a very common problem in schools all over the world. In order to provide support for the school, I must attend all the staff meetings and training sessions and to make sure that I’m in constant process of acquiring the full range of skills and knowledge needed to satisfy job requirements, especially as I come from a foreign country. It is also very important that I, as a teaching assistant, I understand my roles and responsibilities in relation to school’s policies and insist that the pupils conform to the standards detailed in the school’s policy in behaviour, and if necessary, take measures to isolate (conform the policy of behaviour) a disruptive child from the rest of the class. As stated in the title, my most important role is to provide support for the teacher, and a very important way of doing that is by participating in meetings with parents and carers, where I have to listen, support and  discuss issues sensitively with them, whilst providing them an accurate feedback (K.U 1.7) Participating at these meeting is a real delight, as I can analyse the other teachers and teaching assistants and I can improve, as a teaching assistant. One of my jobs is to listen what the children have to say. ‘Pupils can provide valuable feedback so we do need to invite them to tell us what they think.’ (E111 Reader 1, Chapter 4, My history of helpers). So far, the feedback I have received from the pupils has been very helpful, even though in certain moments I’ve been disappointed by what I heard. Thanks to this and also to the feedback received from the colleagues, I was able to realise where I have to improve. (K.S 4.3) I have to help the teacher plan the weekly programme and sometimes , I have to supervise the class and maintain good order and keep the pupils on the task. I have to promote the home school partnership and to ensure an appropriate learning environment. At the moment I am dealing directly with 2 teachers, offering them full support any time when required. Luckily, they are aware of the fact that between us it’s a co-dependent relationship, where I need them and they need me. (P.S 3.3) all the time I am in direct contact with the other professionals from the school and mostly with the other teaching assistants. Every afternoon I have to set out , prepare and tidy the equipment. During classes, I must monitor and evaluate pupil’s responses to learning activities and I must provide accurate feedback and reports to the teacher. In order to provide support for the curriculum, the school got me involved in the Information and Communication Technology (ICT ) area, even though the teachers I work with are computer literate, but this is a subject that I am very interested in. Every day I must make sure that the equipment is working properly and I must ensure that the teacher has some non-computer work handy in case something goes wrong with the power or with the computers. The past experience is essential when working with children, with special needs or not. Not only that most of the schools are looking for experienced teachers and teaching assistants, but it is very difficult to keep up when not experienced. Fortunately for me, I have a wide experience related to working with children, even though it’s not in United Kingdom. I started working part time in a kindergarten when I was 14 years old, and even though my attributions weren’t so many in the beginning, it really helped me understand the way children develop and sometimes I was able to see the world from their point of view. By the time I was 18 I was working full time, one on one with the classroom teacher. Kindergarten is a very important experience as it can be considered the child’s first experience in school, and I tried to help them get the most of it. In the same time I’ve been working as a babysitter in my spare time, and my most important experience was volunteering in a centre for children with special needs. First of all I learned that it is important to listen to what children have to say, even without asking, and to respect their opinion. I think it’s amazing how children learn from constructive play. One of the most important things I did with the children in the past was helping them learn how to resolve their problems and improve their social skills, and this is one of the things I’m still doing, I’m always trying to help the pupils gain confidence and developing. Working as a waitress helped me gain my own confidence while working with the other people. Just like in my previous jobs, I am working in a team, along two other teachers directly, but also with the secretary. According to Belbin, there are nine different roles which team members play are based on their personalities, ways of thinking: completer/finisher, coordinator, implementer, monitor/evaluator, plant, resource investigator, shaper. specialist, team worker. (Nigel Belbin, Belbin Reports). In my case, I am definitely a team worker, with strict responsibilities. Although I would like to say that I am 100% effective in school, the truth is that I have my own strengths and weaknesses that impact my  effectiveness. Unfortunately, I have a big disadvantage, as the school system in United Kingdom is new to me, but I’m willing to develop and learn as much as I can. The first thing I am doing is to have a good attitude and take initiative whenever I can. I have to improve my skills, and one of the most important one is the communication skill. I’ll be more effective in my role if I’ll learn first of all to be a good listener and if I’ll be careful with my writing skills as well (emails, messages). Even though at the moment it is not absolutely necessary, I have to work on my leadership skills. â€Å"Leadership is the art of getting someone else to do something you want done because he wants to do it.†Ã¢â‚¬â€œ Dwight D. Eisenhower Developing my skills in order to improve my effectiveness is a challenge for me, just like working in British school is. I come from a country where the style of teaching is very strict and rigid, and classes are very formal. At first, I found it difficult to adapt, but at the moment I think being able to compare the two styles of teaching is going to help me improve in front of the pupils. Unfortunately, most of the time the training needs of the non-teaching staff are neglected. â€Å"They are seldom invited to participate in staff meetings or training events, but they can be asked to do cleaning or redecorating during the time set aside for other people’s development.† .(Action Research for Inclusive Education: Changing places, changing practice, changing minds, Forging and Strengthening Alliances, pg 49. ) It’s not the case for me, though, as I have been very well received by all the staff members and the school itself is extremely supportive, trying to help me develop as much as I can. References †¢ The Open University (2005) E111 Supporting Learning in Primary Schools, Study Topic 1; †¢ School Policy of Behaviour; †¢ The Open University (2005) E111 Reader 1, Chapter 4, My history of helpers; †¢ Nigel Belbin, Belbin Reports; †¢ Action Research for Inclusive Education: Changing places, changing practice, changing minds, Forging and Strengthening Alliances, pg 49

Burden Of Proof in Civil Cases Research Paper Example | Topics and Well Written Essays - 1500 words

Burden Of Proof in Civil Cases - Research Paper Example There is considerable literature that argue against the principals of the burden of proof. The statistical element of preponderance standard as construed by †¦ is not optimal, and he argues that that the adductive approach is used to quantify the degree in which evidence should be relied on. Since the burden of evidence is classically charged on the plaintiff. The burden of evidence makes the judicial process simpler but exposes the court to errors. The outcome of the case is dependent on the evidence presented by the plaintiff. The trial process may work in favor of the defendant especially in occasions where matters involved are not recordable. This article argues that despite the importance of the burden of proof in establishing liability of the defendant, it marked by considerable shortcoming that has led to inaccurate verdicts. The burden of proof is a critical aspect of adjudication systems. Louse Kaplow in his journal acknowledges that this concept has been subjected to minimal normative analysis. This article will explore the concept of burden of proof in civil litigation and how it hardly works in our adjudication systems (Kaplow, 2014). The litigant assumes the status quo. The plaintiff is charged with the responsibility of proving a claim by factual presentation beyond a reasonable doubt. The burden of prove creates a passive and just legal environment where the complainant shows a case while the defendant establishes some defense facts. There are classical norms and standard that the evidence presented should lie within. The plaintiff will present evidence that is considered by judge/jury for possible conviction of the defendant. The defendant does not have to proof his/her innocence but in the state stands in a court of law as a reference point.   

Project management Essay Example | Topics and Well Written Essays - 2500 words - 5

Project management - Essay Example In order for the project therefore to succeed, there is need for the project firm to recruit the most appropriate workers for every obligation undertaken in the said project. In addition to this, the already recruited workers need to be provided with the necessary skills pertaining each and every operation they will need to undertake. Workers motivation is another major factor to the success of the workers activities. It is a necessary requirement for the organization’s growth irrespective the nature of the project undertaken. The worker’s needs are changing every day and with the traditional techniques of motivation the project might not be successful as required as these would not be sufficient in proving the necessary motivation. Machine, Man, money and materials happen to be the four necessary resource requirements for such projects. Among these, the Manpower is the most essential since it controls the other three resources. The manpower also needs to be utilized in the most appropriate manner. Man would never be in a position to operate like machine since they have physical as well as mental needs. Man works well on creation of good working environment and provision of the necessary skills pertaining the job they are operating. If cases where the organization fails to meet the needs of the workers, including the necessary training there would be less productive results. Haughey (2010) holds that planning any project is crucial to the project success. The project plan would be the first essential thing that the recruitment manager would need to have while starting to undertake the project. Planning the project in time would help in reducing time, financial resources and other operational challenges. Devastation feelings, lack of confidence, low level of skills as well as dark future perspective and financial insecurity are some of he factors

Canonical Antonyms Research Paper Example | Topics and Well Written Essays - 2250 words

Canonical Antonyms - Research Paper Example Canonical antonyms are investigated through opinion tests, word connection tests, and extraction tests (Grassmayr 36). Within the context of good grammatical language, the canonical antonyms occur together with one another by means of credible constructions better than other word pairs with possible semantics. The diagnostics of canonical antonyms are found out through grammatical word structures and the strengths of language semantics. Words that have opposing meanings may have contrasting viewpoints but that does not necessarily mean that they are canonical antonyms. The paradigm of the application of English language semantics that provides the meaning of words, opposites, and adjectives rely on canonical antonyms. This is evident through dictionaries and thesaurus that provide the basic values and meanings of words and their antonyms, which should have a canonic point of view (Vas 79).  Antonym word duos refer to any two words that contrast semantically to each other by virtue of having dissimilar meanings, for example, warm and chilly. A canonic antonym refers to two words that are affiliated because of being together with semantic correlation, for instance, public and private. Therefore, canonic antonyms are twosome words that have lexicon frameworks in the language whose combinations make sense by default without necessarily having to adhere to semantic tenets (Storjohann 89). The conventional way to which canonical antonyms pair with each other occur in a broad array of word contexts in that they do not contrast just because of being in a single phrase. Therefore, poor and rich are more probable to contain a canonic perspective as opposed to rags and riches. To reciprocate the relatedness of the words is also considered to have a canonic affiliation. For instance, searches may show that the best antonym of both rapid and fast is slow.  

Marketing presentation coninstar company PowerPoint

Marketing coninstar company - PowerPoint Presentation Example Meaning a significant change in price has little impact on quantity demanded. Therefore, a small change in prices does not affect such products (Coinstar, 2014). Queency juice can be priced the same as those of competitors; it can be priced at a reduces price as compared to other market competitors or can be priced at a higher price. Coinstar may also consider cost-based pricing in order to regain costs that have been incurred in coming up with new product. Three approaches may be used: Coinstar will introduce a new product, Queency juice, in the market by setting the prices to be high reason being the company offers a mystique and unique product that will be highly valued by customers. The product mainly targets affluent members of the society and is prestigious. The strategy is appropriate because it considers customers who are only willing to pay high prices hence potential customers will not be forced to buy the product (Smith, 2012). The culture of Coinstar in promoting a new product involves participating in charity events, that are not only unreliable but also expensive and time consuming as it involve distributing Queency juice for free despite the higher cost of producing it. During special events such as sports, the direct marketing executives will be involved in creating awareness about Queency drinks. The marketers will give free samples to the audience and the players so that the can have a test of the product. Customers will be taught about the new product free of charge. The Company will also create a new website where awareness of the new product can be created. Advertisement is a very vital tool that can be utilized in product promotion. It should be catchy in order to stimulate demand. Coinstar will also participate in special events such as sports as a way of promoting its new product where free samples of the new product will be given to the participants. Promotional

Book Review for Principles of Curriculum Construction Essay

Book Review for Principles of Curriculum Construction - Essay Example makes serious note of this, and, as powerful examples of his approach in this book, Gardner describes an education that illuminates the theory of evolution, the music of Mozart, and the lessons of the Holocaust, for instance. Within this book, Gardner envisions an education that preserves the strengths of a traditional humane education while at the same time fully preparing younger generations for the many challenges that will face them in the future. This book is truly one of great intelligence and efficiency, and there are many different issues within it that need to be discussed in order to be able to actually gain a proper and knowledgeable understanding on the book and the purpose of the book overall. The aim of this paper is to show the reasoning and purpose behind the book, as well as the key and significant issues that are dealt within the book. This is what will be dissertated in the following. Howard Gardner is a man whose work around multiple intelligences has had an incredibly profound impact on thinking and practice in education, and although his theory of multiple intelligences has not yet been readily accepted within academic psychology, it has however met with a strongly positive response from many educations, and as well it has truly been embraced by a range of educational theorists and, significantly, applied by teachers and policymakers to the problems of schooling. In this particular book of his, Gardner makes several points in particular quite major, such as the fact of how he believes that there is much more information that students need to know compared to the amount that they are presently receiving. The way in which Gardner’s theory of multiple intelligences has been translated into policy and practice has really been quite varied, and although Gardner certainly did not initially spell out the actual implications of his theory for educators in any detail, but subsequently, he has worked by looking more closely at what the theory

Reasons for the Failure of Camp David of 2000 Essay

Reasons for the Failure of Camp David of 2000 - Essay Example It was aimed to eradicate the conflict involving Israel and Palestine. These two countries have been in conflict for an incredibly long time. Israel is composed of both Muslims and Christians while Palestine is an Arab only state. The summit was a continuation of the peace development that had been started by former United States president Carter. This paper will expand on the issues that led to the failure of Camp David in 2000 and what had caused the conflicts. Nature of the Failure of Camp David The summit meant to discuss many issues that hindered the development of the peace procedure and included territory, Jerusalem, refugees and security worries by Israel. In relation to territory, the Palestinian authorities demanded that they should be awarded with full power over some areas such as the Gaza strip, which was being controlled by Israel1. Israel disputed that the area belonged to them, and rejected their proposals. The prime minister of Israel instead offered them the access to the areas under conflict but insisted that they were still under the government of Israel. He additionally explained that the roads to be used were still under Israel and the Palestinians would be deprived of their use in case there was an emergency. The Palestinian leader rejected Israel’s whole idea since they had wanted complete ownership of the land2. This is one issue why they never solved their conflict on territorial borders. They further discussed on the territorial conflict that concerned Jerusalem. Palestinians claimed complete ownership of the east of Jerusalem and the holy cities that were nearby including Temple Mount. Amusingly, both Israel and Palestine referred to temple mount as holy grounds, considering that Judaism and Islam are involved. Palestine claimed that the land on the east of Jerusalem was ‘stolen’ by Israel and that they should return it to the rightful owner. The Israeli leader argued that if the land belonged to Palestine, they w ould still be having it since countries should always protect their possessions. In an attempt to solve this problem, Israel suggested that Palestine be granted with custodianship and not complete ownership of the area in conflict (Temple Mount)3. Israel however claimed that the ancient wall on the temple mount would belong to them since it was very an important icon in Judaism. Israel also suggested that some Muslim environs in the east of Jerusalem would be part of Palestine while others would still be under the control of Israel. It happens that Palestinians had wanted full control of all the Muslim neighborhoods and sought for an explanation why Israel would no grant them full sovereignty. They did not desire Israel to have power over the holy Arab cities in any manner and therefore could not come into a viable conclusion. Another reason for the summit was the issue of refugees. These refugees came to being because of war that made some Palestinians to escape from Israel into th e neighboring Palestine. Palestine wanted the refugees to go back to their original homes in Israel without being asked and that they should be granted with land. Israel rejected because they were millions of them and they would make the country be overpopulated and limit the resources. Large populations have high demand for resources and lead to their degradation since they can never be enough. Israel stated that they would only permit the immigrants who had families left in Israel after the war period was over. This amounted to about 100,000 refugees4. This did not favor the Palestinians, as they wanted the refugees to decide where they wanted to be, Israel or Palestine. It was evident that a large number would prefer to relocate to Israel. It was also decided that

Role of Environment in Learning Research Paper Example | Topics and Well Written Essays - 500 words

Role of Environment in Learning - Research Paper Example Accommodation is the process by which children learn things through the process of failure. It changes the mental representation of the things through new experiences. On the other hand, assimilation is the process through which children get to absorb new things and experiences into their already present framework. Environment is one factor that cannot be ignored in any way as through the presence of the environment, people gain newer experiences and they also learn things that they were never aware of. Learning styles are different from culture to culture and from country to country. It has been seen that people from some country are very good in numbers or very quick to comprehend things that they are not aware of, while some people have very good oratory skills and are very fluent in languages and can even learn them easily. Learning methods that are used in Asia and Africa are very strict and controlled as children are not allow questioning the teacher or their teacher’s v iews. While in European countries people tend to be freer in knowledge sharing and questioning teachers. This is in serious contrast with the methods that are used in Asian countries. The environments in US and other counter parts are all quite less controlled and thus children are freer in their decision making and questioning. The methods of learning are far more interactive in the European countries and the teacher and student are all quiet confident in interacting with each other. In Asian countries the process of learning is very less interactive and children tend to be more quiet and the teachers are the ones who only talk and share the knowledge. The children hardly interact with their mentors or teachers. The kinds of environment that people belong to also play a very crucial role. If the people belong to an environment where learning is preferred and newer knowledge encouraged then people from such environments are very willing to learn newer things and impart it as well. H owever, in environments where learning is not an encouraged process and where learned people are treated as aliens or as people who should be avoided, then people are less receptive of such knowledge. It’s a common understanding that children who come from developed countries are more willing to learn newer things and adopt them while children coming from less developed countries are shy and not keen in learning new things as they might be in clash with their own traditions and culture. A major factor that affects learning is the facilitation that is present in the environment. If the environment is helpful and promotes learning then people tend to learn quickly. The other factors that are present in the environment are distractions that affect the learning process of the people. The most disastrous distraction that can be there in a child’s life and that can affect the learning process is that of family life. If a child grows in a negative environment then he will be very distracted and will never be able to learn properly. On the contrary, if he grows up in a family that has a positive environment then the child will be able to grasp things easily and will also be able to apply them positively in his life.

Ethics Essay Example | Topics and Well Written Essays - 500 words - 16

Ethics - Essay Example For example, some organizations have sound philosophy in making the environment clean and green and for that purpose they will try to avoid as much as activities which may harm the environment. The employees must be well aware of these things in order to work in line with such policies. Training and development is also intended for making the employee capable of recognizing and respecting the dignities of other fellow employees in the organization. It will also generate loyalty towards the organization and the fellow employees. Organizations can develop only through encouraging team work and the team work principles can be taught through training and development only. In academic curriculum the employee may not learn much about the organizational setups, culture and behavior and only through training and development an employee will get better insights about such things. For example keeping confidentiality and integrity is essential at workplace which the employee may not be practiced during his/her student life. So a fresh employee may not be aware of the importance of such things and hence they need better training and development in order to customize them suitable for the organization. Team work is an essential requirement in an organizational setup. An individual can do little with his individual efforts whereas he can double his productivity when he functions as part of a team. For example, a marketing professional will get better ideas about marketing from the team members when he works as part of a team. The market forecasts and fluctuations like important information are needed for him which will be obtained easily when wok as part of a team. Ethics related to teamwork deals with â€Å"how do groups achieve justice (in the distribution of work), responsibility (in specifying tasks, assigning blame, and awarding credit), reasonableness (ensuring participation, resolving conflict, and

Game and Sportsman Essay Example for Free

Game and Sportsman Essay Sportsmanship does not mean only taking part in sports and playing the game in conformity with the rules prescribed, but also playing the game of life in the spirit imbibed on the playing fields. A true sportsman is he who observes all those rules in life which he has been taught to observe in games. One who has achieved skill or proficiency in games but does not learn to apply the principles of sports to life in general does not deserve to be called a sportsman. On the contrary, a man who gives evidence of possessing a sporting spirit in games is still a sportsman. Usually those who play games develop into true sportsmen because their character is molded by the training they are given on the field. It implies fair play. Just in games if any player plays foul, the side to which he belongs is penalized, similarly in the bigger game of life one must always be fair in ones dealings with others. Fairness, honesty, integrity, openness of heart and frankness -these are the qualities that a sportsman must display in life. One should not practice deception, should not bluff, should not cheat others and should indulge in diplomacy or humility. A sportsman never takes undue advantage of the weakness of his adversary nor does he hit below the belt. The art implies obedience to the leader. In games the players have to obey their captain and yield to him on points on which they are in disagreement with him. They must repose the fullest confidence in him. In life too, a sportsman yields to his superior even if he does not agree with him. Respect for discipline is an essential part of sportsmanship. Team spirit is another important element of sportsmanship. In games the various players must cooperate with one another if they wish to win a match. Without mutual co-operation success is impossible. Similarly in whatever sphere of life one may be, one must aid and be aided by ones friends if one is a true sportsman. Sportsmanship consists in working in full harmony with others. In cooperation indeed lies strength. Wherever a common aim binds a number of people together, they must display their sportsmanship by working harmoniously, without friction or mutual jealousy. Finally, the spirit of sportsmanship demands cheerfulness even in the face of a defeat. When two players play a tennis match, the loser does not cherish any grudge against the winner. In fact the loser congratulates his opponent on his success and shakes hands with him. Fair play, respect for discipline, recognition of the need for teamwork and cheerfulness even in the event of defeat are thus the dominant marks of a sportsman. Sportsmanship is worthy of admiration.

The Challenges In Implementing Erp Systems

The Challenges In Implementing Erp Systems ERP is the process of integrating all the business functions and processes in an organization to achieve numerous benefits. First, a single point of data entry helps to reduce data redundancy while saving employees time in entering data, thereby reducing labour and overhead costs. Second, the centralization of information, decision-making, and control leads to increases in efficiencies of operations and productivity, as well as coordination between departments, divisions, regions, and even countries. This is especially true for multinational corporations (MNC), in which global integration could result in better communications and coordination around the world. The global sourcing and distribution of parts and services could also provide appropriate benchmarks for operations around the world. Third, the sharing of a centralized database provides business managers with accurate and up-to-date information to make well informed business decisions. Further, it reduces data redundancy while improving data integrity at the same time. Fourth, functional integration will consolidate all sorts of data, such as financial, manufacturing, and sales, to take advantage of bulk discounts. ERP is especially important for companies who are intimately connected to their vendors and customers, and who used electronic data interchange (EDI) to process sales transactions electronically. Therefore, the implementation of ERP is exceptionally beneficial to businesses such as manufacturing plants that mass-produce products with little changes. Nevertheless, the revolutionary and innovative ERP software system quickly expands into other business areas such as finance and retailing. ERP also provides companies with a competitive advantage over their competitors. But despite these several benefits, there are also certain challenges faced by ERP, especially during the implementation phase. Some of the challenges faced during the implementation of an ERP system are explained in the following sections. Typically ERP systems are very costly, take a lot of time to implement and have a risk associated with implementation, and also affect the job profiles of many employees. Thus the three major dimensions involved are money, time and people involvement. In addition, there is also a requirement to re-engineer existing business practices to match the needs of the new ERP system. AN ERP IMPLEMENTATION PLAN The following flowchart depicts several activities that must be performed before implementing an ERP system. Step 1: Managers must conduct a feasibility study of the current situation to assess the organizations needs by analyzing the availability of hardware, software, databases, and in-house computer expertise, and make the decision to implement ERP where integration is essential. They must also set goals for improvement and establish objectives for the implementation, and calculate the break-even points and benefits to be received from this expensive IT investment. Step 2: The second major activity involves educating and recruiting end users to be involved throughout the implementation process. Step 3: Managers form a project team or steering committee that consists of experts from all functional areas to lead the project. Step 4: After a decision is made to implement ERP, a team of system consultants will be hired to evaluate the appropriateness of implementing an ERP system, and to help select the best enterprise software provider and the best approach to implementing ERP. In most situations, the consultant team also recommends the modules that are best suited to the companys operations (manufacturing, financial, human resources, logistics, forecasting, etc.), system configurations, and Business-to-Business applications such as supply-chain management, customer relationship management, e-procurement, and e-marketplace. Step 5: Adequate employee and manager training must be provided to all business, stakeholders, including managers, end users, customers, and vendors, before the system is implemented. Such training is usually customized and can be provided by either internal or outside trainers. Step 6: The system installation process will address issues such as software configuration, hardware acquisition, and software testing. Step 7: Data and information in the databases must be converted to the format used in the new ERP system and servers and networks need to be upgraded. A post implementation review is recommended to ensure that all business objectives established during the planning phase are achieved. Needed modifications are tackled during this phase too. Issues Faced while Implementing an ERP Although issues faced while implementing an ERP are numerous, but this report classifies them majorly into selection related issues, technical issues, psychological issues, organisational change related issues and time and cost related problems. Selecting an appropriate ERP The first and foremost challenge faced by many organisations is deciding what sort of an ERP system they should select to implement. The managers must decide on the size, type and scope of the ERP system they actually require and how to choose the best solution amongst the existing hundreds of systems in the market. This selection problem arises for all businesses without exception and should be considered as seriously as possible for the reason that ERP system choice defines a companys strategy for at least the following 6 to 10 years and, no doubt, has a major impact on the future success of the entire business. To decide on the implementation of a successful ERP program, the managers should have an in-depth understanding of the organisations current business processes, organisational structure, culture, work environment and financial and economic strength. Due to enormous impact on the competitive advantage of the company, top management must consider the strategic implications of implementing an ERP solution keeping in mind the size of the company and the modules installed. Management must ponder about several topics like:- à ¢Ã¢â€š ¬Ã‚ ¢ Does the ERP system strengthen the companys competitive position? à ¢Ã¢â€š ¬Ã‚ ¢ How does ERP affect the organizational structure and the culture? What is the scope of the ERP implementation only a few functional units or the entire organization? à ¢Ã¢â€š ¬Ã‚ ¢ Are there any alternatives that meet the companys needs better than an ERP system? à ¢Ã¢â€š ¬Ã‚ ¢ If it is a multinational corporation, the management should be concerned about whether it would be better to roll the system out globally or restrict it to certain regional units? Only when all these points have been taken care of, can an ERP system be selected for further implementation. Technical Issues Once the appropriate ERP is selected, the arduous task of implementation has only begun. The next part of implementation issues are related to the technical aspects of the project both hardware and software. These issues include the existing servers and workstations to be updated and new and modern ones to be ordered, purchased, and replaced. The internal network also has to be analyzed and modernized if required; the speed and bandwidth of the existing Internet access should be taken into consideration, along with possible technical concerns about the mobile devices being used. If these questions are underestimated, they can dramatically impact the overall result of the project and easily result in slow performance in the first few weeks, or in some cases months of ERP implementation hence resulting in a slackening of the existing pace of business. However the situation has been changed during the last few years, and plenty of software-as-a-service (SaaS) applications that have shown up on the market now allow the cost and headache of hardware problems to be minimized. More specifically, ERP systems need a Graphical User Interface at the front end, and are based on a client-server technology. They require the ability to access and share data across all applications across different platforms. Some servers and equipment might have a need to be custom built, and that can also cause a time lag in ERP implementation. In short, it can be said that the unique hardware and software needs of an ERP system, along with the continued use of pre existing applications in an organisation can prove to be tricky and are a major consideration while implementing an ERP. Data quality and consistency issues This issue is common in companies that are implementing ERP for the first time and transferring their legacy data into the new system from Excel spreadsheets, manual records, or old disparate applications. Basically, the question is that old data that have been used and stored for years can for many reasons appear approximate or even incorrect in the new ERP system. Integration of data from other older systems with the new ERP system is a major concern while implementing the system. A particular company might have accounting and finance systems operating on different mainframes (say IBM 370 architecture), MRP systems on a high end VAX, and a logistics system on an AS 400. The legacy systems of this company might be coded in COBOL. Thus, the implementation of a new ERP system for such a company needs to be done very carefully and requires technical judgement for the implementation of this new system. People related Psychological Issues This is the most difficult type of issue to resolve. These are the questions and issues that originate from the aspect of human nature that never accepts any change without seeing the visible advantages of it. People-related issues such as corporate philosophy and leadership style can play an important role in the ERP implementation process. Research has concluded that active top management support and commitment are essential to the success of any system implementation. Frequently, executive councils and steering committees consisting of top managers are developed to plan and manage the IT initiatives. Employees can be quite wary of any kind of change in the business processes, particularly during periods of economic downturn. Ill-trained employees who fight the changes in the business process tend to be poor performers. Therefore, to increase the chance of a successful ERP implementation and to reduce users resistance to change, employees, especially those who are very knowledgeable with the operations, must be involved in all stages of the implementation process. Employees must also be educated about the ERP installation. Such educational endeavours should include a concise introduction to the basic concepts and architecture of ERP systems, including actual screen shots of the function modules. During these training sessions, it is important to discuss the managerial issues involved and to build a basic understanding of the integration concepts prior to the actual installation of the ERP system. Further, any Business-to- Business initiatives, reengineering projects, alliances, an d the introduction of new technologies should also be addressed. Project managers must take charge of the implementation process at all times. They must oversee the reengineering of the key business processes, reassign job responsibilities, restructure the organizations chart, and redefine work relationships. Further, they must also learn how to manage the software vendors and any outside consultants. Employees working on an ERP implementation project put in long hours (as much as 20 hours per day) including seven-day weeks and even holidays. Even though the experience is valuable for their career growth, the stress of implementation coupled with regular job duties could decrease their morale rapidly. Leadership from upper management and support and caring acts of project leaders would certainly boost the morale of the team members. Other strategies, such as taking the employees on field trips, could help reduce the stress and improve the morale. Organisational Changes ERP implementation brings significant changes into a companys conventional business model and the day-to day practices it has been using for years or even decades. ERP implementation requires organizations to reengineer their key business processes in fundamental ways, revamping old ways of conducting business, redefining job responsibilities, and restructuring the organization. For major multinational corporations (MNC), the ERP systems must be customized to address global issues where different countries have different ways of doing business, and to incorporate country-specific business practices pertaining to accounting, tax requirements, environmental regulations, human resources, manufacturing, and currency conversion into the integrated systems. While integrating the information systems across various countries, three types of misfits (relating to data, process, and output) can occur due to incompatibilities between software functionality and organizational requirements as well as differences in cultural and regulatory environments. The unique context of each country in which an organization operates must be carefully included into the traditionally Western-biased business practices inherent in the ERP systems. Implementation Cost and Time Implementation Cost: Even though the price of prewritten software is cheap compared with in-house development, the total cost of implementation could be three to five times the purchase price of the software. The implementation costs would increase as the degree of customization increases. After training the selected employees, strategies such as bonus programs, company perks, salary increases, continual training and education, and appeals to company loyalty work to retain them. Other intangible strategies such as flexible work hours, telecommuting options, and opportunities to work with leading-edge technologies are also being used. Implementation Time: ERP systems come in modular fashion and do not have to be implemented entirely at once. ERP packages are very general and need to be configured to a specific type of business and may follow a phase-in approach with one module implemented at a time. Some of the most commonly installed modules are sales and distribution (SD), materials management (MM), production and planning, (PP), and finance and controlling (FI) modules. The length of implementation is affected by the number of modules being implemented, the scope of the implementation, the extent of customization, and the number of interfaces with other applications. The more the number of units, the longer the implementation time. Further as the scope of implementation grows from a single business unit to multiple units spread out globally, the duration of implementation increases. Conclusion An ERP implementation is a huge commitment from the organization, causing millions of dollars and can take up to several years to complete. However, when it is integrated successfully, the benefits can be enormous. A well-designed and properly integrated ERP system allows the most updated information to be shared among various business functions, thereby resulting in tremendous cost savings and increased efficiency. When making the implementation decision, management must considered fundamental issues such as the organizations readiness for a dramatic change, the degree of integration, key business processes to be implemented, older applications to be included, and whether or not new hardware needs to be acquired. In order to increase the chance of user acceptance, employees must be consulted and be involved in all stages of the implementation process. Providing proper education and appropriate training are also two important strategies to increase the end user acceptance rate. The o rganization is also going through a drastic change, with changes in the way businesses are conducted, the organization being restructured, and job responsibilities being redefined. And finally, the cost and time of implementation of an ERP system also are a major challenge faced during the implementation process.

Challenging The Validity Of Fingerprint Evidence

Challenging The Validity Of Fingerprint Evidence The reliability of fingerprint evidence as a means of identification for purpose of court continues to be generally accepted by academia and the criminal justice system. However, despite a long tradition of forensic identification to individualize prints there have been some recent challenges as to the scientific basis for fingerprint evidence. These challenges stem from valid concerns about the potential for human errors in fingerprint matching. A major factor in trying to establish the validity of fingerprint evidence is the theoretical framework as to the physical aspects of forensic science. The psychological aspect of forensic science (the preparation of physical evidence for purpose of court) is also a potential Achilles heel as to the validity of fingerprint evidence in particular in countries with an adversarial legal system where the function of counsel is largely to undermine the credibility of the evidence presented. Key words: prints, marks, reliability, validity, probability, error, bias Introduction A [finger]print is a record taken by police of a (usually) known individual under controlled conditions. A mark is an impression found at a crime scene. The role of fingerprint examiners (dactyloscopists) is to analyse marks (individualize marks) to determine whether it/they match the print/s of a known individual. Fingerprints are routinely used by police in order to identify suspects and victims of crime (e.g. homicide) and fingerprint evidence remain one of the most trusted forms of forensic evidence used in a court of law. Despite this, the various techniques used by fingerprint examiners have neither been scientifically tested nor published in scientific peer reviewed journals. The reliability of dactyloscopy techniques as a means of identification (individualization) is based on a theoretical framework as to the physical aspects of forensic science, including: persistence, uniqueness and transferability of prints and marks for purpose of identification. Until recently there had been no scientific studies conducted to validate fingerprints as physical evidence of identification. Despite this significant gap in the science of fingerprint evidence, the evidential value of fingerprint identification remains unquestioned. The reliability of dactyloscopy techniques as a means of identification continues to be generally accepted by academia and the criminal justice system. However, the use of fingerprint identification as evidence at court inevitably leads to interactions between science and the law where basic assumptions are frequently challenged. There are two different kinds of issues which may arise when presenting fingerprints as evidence at court: (i) the lack of scientific rigour in the techniques used, and; (ii) the influence of cognitive biases on expert evidence. The evidential value of fingerprint identification Fingerprint identification as its used in the criminal justice system is typically done by comparing and attempting to match a mark (latent fingerprint) found at a crime scene with a print taken from a known suspect. The various techniques used by fingerprint examiners in matching two prints are different from e.g. biometric fingerprint checks introduced by the UK Border Agency (UKBA) in 2009 as a means of identification to improve on airport security. The lack of scientific rigour in the techniques used Whilst the evidential value of fingerprint identification remains unquestioned, even by its critics, it is often assumed that its the theoretical framework as to the physical aspects of fingerprint evidence, such as the uniqueness and transferability of fingerprints, which make fingerprint identification well suited as forensic evidence for purpose of court. However, these theoretical underpinnings are often not backed up by scientific evidence and the validity of the theoretical framework of forensic science is therefore a potential Achilles heel in fingerprint evidence. The influence of cognitive biases on expert evidence Whilst the different techniques and methods used by fingerprint examiners vary from those used in automated biometric fingerprint checks, the theoretical underpinnings of fingerprint identification are the same as for biometric fingerprint checks (such as uniqueness and transferability). The results from automated biometric fingerprint checks would not however be suitable as forensic evidence at court. The main reason is that apart from the physical aspects of fingerprints, the evidential value of fingerprints is primarily based upon the expert opinions of fingerprint examiners and governed by the rules on circumstantial evidence. Highlighting the lack of objectivity in the analysis and matching of fingerprints, Stoney (1991:198) notes: In fingerprint work we become subjectively convinced of identity; we do not prove it. And this works just fine. For fingerprints. The evidential value and admissibility of fingerprint expert evidence The Law Commissions report on admissibility of evidence 2008 and 2011: The opinion evidence of an expert witness is admissible only if the court is satisfied that it is sufficiently reliable to be admitted. The opinion evidence of an expert witness is sufficiently reliable to be admitted if: the evidence is predicated on sound principles, techniques and assumptions; those principles, techniques and assumptions have been properly applied to the facts of the case; and the evidence is supported by those principles, techniques and assumptions as applied to the facts of the case. It is for the party wishing to rely on the opinion evidence of an expert witness to show that it is sufficiently reliable to be admitted. This means that guilt cannot be determined by expert evidence alone and that trust in the validity of fingerprint evidence requires a leap of faith. (Broeder, 2006, p. 154) Challenging the Validity of Fingerprint Evidence The validity of fingerprint evidence is dependent upon: the credibility of expert witnesses; validity of the theoretical framework of forensic science, and; the accuracy of procedures and techniques used. Despite its lack of scientific evidence, the theoretical underpinnings of fingerprints and reliability of methods used are rarely challenged at court. When the theoretical underpinnings of fingerprints are challenged at court, it also tends to undermine the reliability of methods used in a range of forensic evidence. In Daubert v. Merrell Dow Pharmaceuticals, Inc., the US Supreme Court ruled that forensic evidence has to be both relevant and reliable in order to be valid. However, there are no reliability studies for fingerprint evidence and fingerprint evidence should therefore be ruled inadmissible in a US court of law. Pierce (2011) notes that the core issue in Daubert v. Merrell Dow Pharmaceuticals, Inc. was the validity of deductive reasoning to reach a conclusion. (Pierce, 2011) The validity of fingerprint evidence in effect comes down to an issue of trust and credibility both of which can be undermined. The Daubert case raised the need for a model by which statistically quantifiable measures can be generated to objectively assess the reliability of fingerprint evidence. One method considered reliable by US courts is the ACE-V (analysis-comparison-evaluation-verification) method. (Haber Haber, 2008) Despite the promise of such models, Broeder (2007) argues that: No expert or expert system can provide incontrovertible categorical evidence i.e. absolute proof that a certain trace originates from a particular source. There is no objective or subjective, scientific or alternative method that will enable us to do this. Stoney (1991:198) argues that trying to prove uniqueness by use of statistical models is a ridiculous notion. (Stoney, 1991) Basis for Challenging Fingerprint Evidence Despite significant issues in terms of the validity of both theoretical underpinnings of forensic science and various techniques used, the main reason why fingerprint evidence will continue to be challenged as valid forensic science evidence is that fingerprint matching (recognition, analysis, comparison, and interpretation / evaluation) is ultimately a subjective decision-making process where results and expert evidence can be influenced by contextual and confirmation biases (human error) resulting in false identification. Whilst Stoney (1991) appears to argue that its the subjective nature of fingerprint evidence which give the individualization process credibility, Dror et. al. (2005:800) also note that fingerprint identification involves a decision making process (Dror, et al., 2005) which may ultimately result in human error and in false identification. It is therefore unfortunate that much of the debate is currently focused on attempts to improve on the reliability of fingerprint evidence through advancements in technological innovation. Attempts at improving the physical aspects of scientific evidence indicate that some problems with forensic evidence might one day be overcome by future advances in technological innovation. Whilst technical and scientific evidence are becoming increasingly important for the criminal justice system, Broeder (2006:148) suggests that its difficult for judges and juries to assess the validity of expert forensic evidence. (Broeder, 2006, p. 148) Mnookin (2008:343) argues that the courts have been seduced by superficial arguments as to the reliability of scientific methods. (Mnookin, 2008, p. 343) Considering that fingerprint evidence is ultimately a decision-making process its difficult to see how fingerprint matching could be replaced by advances in technology such as future generations of automatic fingerprint recognition systems (e.g. the ACE-V process/methodology). More effort should perhaps be focused on the social science aspect of expert forensic evidence (in particular psychology) to reduce potential cognitive biases and human error in fingerprint evidence the main basis for challenging fingerprint evidence. Cognitive Biases in Fingerprint Evidence Fingerprint evidence is supported by a general theoretical framework as to the physical principles of forensic evidence. However, fingerprint evidence is ultimately based on a series of decisions formulated by fingerprint examiners through cognitive processes. Whilst Stoney (1991) might argue that becoming subjectively convinced of identity works just fine for purpose of fingerprint matching, as it turns out, fingerprint examiners are highly susceptible to various forms of cognitive biases. Giannelli (2010) describes four different kinds of cognitive biases which may influence decision-making in forensic examination of evidence. Giannelli describes contextual bias as occurring when extraneous information influences a decision, typically in cases of ambiguity. Techniques used to avoid the influence of contextual bias when testing a new drug, include randomized (double blind) clinical trials. A similar process as part of the fingerprint verification process has been proposed by Haber and Haber (2003). (Haber Haber, 2003) Giannelli describes confirmation bias in terms of the tendency to test a hypothesis by looking for instances that confirm it rather than by searching for potentially falsifying instances. Kassin, Dror Kukucka (2013) describe the various contextual influences which may generate bias in forensic evidence, in terms of: Knowing the nature and details of the crime, being pressured by detectives; working within and as part of the police; the use of computer-generated lists that feature some suspects ahead of others; appearing in court within an adversarial criminal justice system. Experiments in cognitive biases The importance of cognitive psychology of expert evidence has been highlighted in a series of experiments conducted by Dr. Itiel Dror (2005) in which he had took the fingerprints from real criminal cases and presented them to the same fingerprint examiners who had previously given evidence at court. By changing the context for the analysis, such as strongly suggesting that a mark had previously been incorrectly matched to a print (or that a mark belonged to a particular suspect when in fact it did not), the examiners came to different conclusions, contradicting their own evidence given at court. Dr. Drors experiments showed the influence that contextual and confirmation biases can have on the outcome of fingerprint analysis. The research found that fingerprint examiners were more likely to make a match judgment on ambiguous fingerprints when exposed to emotional background stories of crimes and explicitly disturbing photographs from crime scenes, as well as subliminal messages. The researchers concluded that examiners were more likely to confirm a match in ambiguous fingerprints when exposed to contextual biases highlighting the importance of cognitive psychology in fingerprint evidence. To further highlight the importance of cognitive psychology in fingerprint evidence, an international panel of fingerprint experts convened to examine errors committed by the FBI which led to the identification of Brandon Mayfield note that the pressure of working on a high-profile terrorism case created an atmosphere which contributed to the misidentification. (US Department of Justice, 2006, p. 177) Error Rates and Probability Error Rates Experiments similar to those conducted by Dr. Dror (2005) have also been conducted by e.g. Ulery et. al. (2012) and Evett and Williams (1995). (Evett Williams, 1995) All such studies find varying degrees of inconsistency. Ulery et. al. found that when the same fingerprint evidence is given to the same examiners, they reach different conclusions approximately 10% of the time. (Kassin, et al., 2013) Ulery et. al. (2012:9) attributed such errors to a lack of quantitative criteria and limited qualitative criteria for decision. (Ulery, et al., 2012, p. 9) Such error rates are only known as a result of research conducted where examiners were themselves the subject of research experiments. Mnookin (2008b) (Mnookin, 2008) as well as (Haber Haber, 2003) and other researchers point to the lack of transparency of crime laboratories in disclosing the results double-blind tests where e.g. one examiner discover an error made by another examiner and that no data exist on the error rate correction resulting from the verification process. Jasanoff (2006) notes the right of US citizens to receive information, including scientific and technical information, in order to effectuate the goal of informed participation. (Jasanoff, 2006) However, considering the increasingly commercial nature of forensic laboratories, such error rate data is unlikely to be volunteered any time soon. Probability Aitken Taroni (2004:126) note that evaluation of fingerprint evidence is based on a statistical model of probabilistic inference. (Aitken Taroni, 2004) Probability may be defined as [a] statistical means of describing uncertainty. (Brenner, 1997, p. 126) Galton (1892:100) raised the problem of estimating the probability of two prints (alike in their minutiae) as having been made by two different persons and attempted to give an approximate numerical idea of the value of finger prints as a means of Personal Identification. Galton (1892:110) calculated the probability of two different individuals having the same fingerprints (Type I error) to be less than 1 to 224 x 24 x 28 or about 1 in 64 billion. Neumann (2012:21) explains the difficulty of probability as faced by fingerprint examiners giving evidence at court: If it is his belief that the mark probably does or almost certainly does or is rather unlikely to match, he is forbidden to say so in court; in those cases, fingerprint evidence, for or against the accused, simply does not appear in the case. (Neumann, 2012) So, how common is it that examiners giving evidence at court arent necessarily 100% certain of the evidence they give at court? According to research by Neuman et.al. it happens in 30% of the all comparisons performed. (Neumann, et al., 2011) Galton notes the effect on probability when matching two or more marks to the prints of a known individual: When two fingers of each of the two persons are compared, and found to have the same minutiae, the improbability of 1 to 236 becomes squared, and reaches a figure altogether beyond the range of the imagination; when three fingers, it is cubed, and so on. [W]hen two, three, or more fingers in the two persons agree to that extent, the strength of the evidence rises by squares, cubes, etc., far above the level of that amount of probability which begins to rank as certainty. Galton (1892:111-112) Case Studies Broeder (2006) notes that there have recently been several highly publicised appeals against criminal convictions around the world where forensic evidence has played a significant role in the identification of suspects. Broeder further notes that these have at least partly been associated with inadequate standards of forensic expertise. The following case studies involve examples of Type I errors (false positives in fingerprint matching) made by examiners. Case Study 1: Shirley McKie In January 1997, DC Shirley McKie attended a crime scene in Kilmarnock, Scotland as part of an investigation into the murder of Marion Ross. A single mark found at the scene was attributed to DC McKie who denied under oath that it could be hers. DC McKie was subsequently charged with perjury. At her trial, two fingerprint experts disputed the mark belonged to DC McKie. A jury later found DC McKie not guilty of perjury. In 2008, the Scottish Government appointed Sir Anthony Campbell to hold a public inquiry into the identification and verification of fingerprints associated with the case of HM Advocate v McKie in 1999. Sir Campbell noted that [t]he community of fingerprint experts is deeply divided over the case of Shirley McKie and that some experts are perceived by others to be so closely associated with colleagues or organisations that have expressed an opinion that they are not universally regarded as being independent. (The Fingerprint Inquiry, 2011) Case Study 2: Brandon Mayfield In 2004, the Federal Bureau of Investigation identified Brandon Mayfields fingerprints as a match to a single mark found on a bag containing explosives used in the Madrid train bombings on 11 March 2004. Mayfields fingerprints had been initially retrieved as a potential match using the FBIs Integrated Automated Fingerprint Identification System (IAFIS). Upon closer examination, three fingerprint experts reviewing the initial result each confirmed that the mark belonged to Mayfield. (Stacey, 2004) The FBI launched a covert operation and Mayfield was subsequently arrested on 6 May 2004. An independent fingerprint expert appointed by the court to review the evidence (who also knew that a positive match had already been made) also concluded that the mark found did belong to Mayfield. Spanish Police informed the FBI that they had identified the mark as belonging to an Algerian national. After examining the prints of the Algerian national, the FBI released Mayfield from custody. The Office of the Inspector General (OIG) concluded that the reason for the misidentification was due to the unusual similarity between the [latent print] and Mayfields known fingerprint which had confused three experienced FBI examiners and a court-appointed expert. (US Department of Justice, 2006) Discussion Fingerprint evidence was first used in the UK in 1858 and is the most common form of forensic evidence used at court today. Fingerprint evidence has also been raised as one of the most important categories of forensic evidence admitted at court. However, a study conducted by Baldwin and McConville (1980) found that forensic evidence played a significant role in only five per cent of cases presented at court. Inman and Rudin (2002:1) describe forensic science as an applied science based on the laws of physics and chemistry. (Inman Rudin, 2002) Whilst this might provide an appropriate definition of forensic science, it ignores the importance of psychology in forensic evidence. The reliability of fingerprints as a means of identification (individualization) for purpose of evidence at court continues to be generally accepted by academia and the criminal justice system. Mnookin (2001:16) argues that scrutiny of expert evidence does not take place in a cultural vacuum and infers that fingerprint evidence was accepted too quickly in US courts. In 2013, a US District Court Judge ruled that the process fingerprint identification failed to meet three of the four criteria set for scientific evidence. The technique hadnt been scientifically tested Wasnt subject to scientific peer review Didnt possess a known rate of error The ruling means that whilst the court accepts that the process of fingerprint analysis does not meet the standards set for scientific evidence, the testimony of expert fingerprint analysts may still be admissible as evidence at court. Because the validity of fingerprint evidence is primarily based upon the credibility expert witnesses, challenges as to the validity of fingerprint evidence need to address the psychological aspects of forensic science, in other words the potential cognitive (contextual and confirmation) biases of forensic experts resulting in false identification. Part of this effort might involve simple solutions such as shielding fingerprint examiners from the details of crimes being investigated or having all fingerprint experts directly appointed by the courts. Other requirements might involve a minimum of two marks or more having to match the prints of a suspect before it can be used as evidence at court.

my perfect job :: essays research papers

I look out the window and see massive buildings, millions of colorful lights lights and above it all a dark night sky. It’s almost eight, and I rub my eyes in an effort to wipe away exhaustion from the long day. I struggle to get up and slowly walk over to the huge window. I look down and see hundreds of tiny cars whoosh in all directions, I think I see people, but it’s too hard to tell. I sip on my cappuccino while thinking about today’s case. I admire my speech and the carefully thought out questions for the main witness. I remember when I first started my practice: a shabby small office on a side-street, working for a snobbish little man who always annoyingly patted his head to make sure his toupee was still there. I was so inexperienced and scared.   Ã‚  Ã‚  Ã‚  Ã‚  I notice that I finished my cappuccino and have been â€Å"sipping† on air for the past fifteen minutes; I laugh at myself and toss the empty cup in the trash. Then I fall back into my thoughts, and I realize that I’m proud of me. I proud of my tall bookshelves full of law books which I have all read, my big desk with piles of folders with cases waiting to be â€Å"freed†, the confidence I have in the courtroom, the way I worked so hard to be able to say that I love my job, I’m round of how eager I am to come in here every morning and I never want the day to end so I can stay just a little longer. A lot of people can only dream of what I have.   Ã‚  Ã‚  Ã‚  Ã‚  I am interrupted by a ring, that’s my phone. I pick up the receiver and try to pull myself back into the details of the case I was going over before I decided to take the much-needed break, it’s a business call. For the next half an hour I fall into the world of justice, right-and-wrong, the world of my client and our case. I hang up with a smile because I like it when I can tell a person â€Å"I will take care of this, don’t worry†. This puts people at ease and me in control of the situation so I can give it my best.

Philosophy of Teaching Statement :: Education Teachers Classroom Essays

Philosophy of Teaching Statement Children are always wanting a role model to look up to and follow in their footsteps. Being one of these role model would be a great thing to me. I plan on teaching health and physical education in high school. These are important years to students they are getting into their social clicks and getting to know who they really are. My goals are simple, teach the kids like they are adults and they will respect you more. I plan on teaching in a progressive and behavioral way. Most students would like to know more about the real world and what is going out now instead of what was going on in the past. In a progressive style classroom the students do more group work then just individual work. They are allowed to make choices on their own that will get to the end product. This style of teaching focuses on real world events which would be perfect for my health classes. In the physical education class I can have different groups working on different activities making the class seem better because the students will constantly be active which is key with teenagers. I will also use a behaviorist style with rewards for doing well. This will make students drive to become better. I will always reward for small steps as long as they are in the right direction. I would always keep an open mind to different philosophies. Teaching students has been one of goals in life but also while teaching I also want to coach. I believe that I can help make a bigger difference in a child’s life not only teaching them in the classroom but also on the sports field. I want my athletes to take what I teach them and put it towards life like one of my coaches did for me. I learned a lot on the track and football field that helped me throughout my life choices. Some of these times were in times of hardship and rough patches when I didn’t know which way to turn. I always could push myself that extra step and keep my moral up. The real world is a challenging place and I want to be able to teach my students in my health class about the world. I want to be able to teach them about the situations that will come up while they further their education.

Waiting Room :: English Literature Essays

Waiting Room Ring! Ring! Who could that be, wondered Henry as he glanced at the clock. It’s three a.m. â€Å"Hello.† â€Å"Henry, its Jake. Sandra was in an accident last night†¦Ã¢â‚¬  â€Å"Is it serious?† Fear clutched Henrys heart. â€Å"Yes, but she will be O.K. She is unconscious right now. Listen, buddy, I need your help. I have to go on maneuvers in a few minutes and was wondering if you could call the hospital every once in a while. I would also like for someone to be there when she wakes up.† Henry eagerly bolted from the comfort of his bed. â€Å"I’ll get ready to leave right now.† â€Å"Henry, why don’t you go back to sleep and when you wake up in the morning, you can go visit. No need for you to go right now; she’s still asleep and will be for a couple of more hours. Thanks for doing this, buddy.† Not waiting for a response, Jake hangs up the phone. †Hey! Not a problem, she’s only your wife; no need to be worried or anything like that,† Henry sarcastically thought. Henry did not like Jake very much. The only reason he talked to him was because he was married to his ex-wife. He still loved her very much. Henry hated how he treated her. â€Å"Your typical military man--more concerned about himself than his family,† Henry thought to himself. He took a shower, got dressed and within thirty minutes, he was in the VA hospital. He was glad that the construction on the interstate did not slow him down to Long Beach, where the VA hospital is located. â€Å"Excuse me, could you please tell me what room is Mrs. Sandra Anderson, I mean Davis, is in?† Henry asked with some concern. â€Å"Yes sir, she’s in room fifty-seven, but you cannot see her until seven am. You may stay in the waiting room at the end of the hall if you wish.† Said the Nurse pointing to Henry’s right. â€Å"Thank you, ma’am,† Henry said. He walked to Sandra’s room and looked through the window. He saw Sandra lying asleep, with all sorts of hoses and contraptions attached to her. Sandra’s head was heavily bandaged; she had a cast on her left arm and leg and a long gash from her chin to her neck. â€Å"You’re so beautiful, my little Sandra,† Henry murmured softly to himself, as tears welled in his eyes.

Pro/Con Paying College Athletets Essay

Even though paying college athletes may be fair in some people’s eyes, there are many negatives to this topic that could affect college sports for today’s athletes and the future of their sport. The NCAA and their colleagues all have different views and they vary from being supportive and backing up the idea, to being one hundred percent against it. No matter what type of fan it is and no matter what sport it is, there are positive and negative views on this argument and the variety of disagreement is astonishing. The most positive outlook on this is in most eyes would be that paying the athletes would be fair, and that they deserve at least some money. And even though that is without a doubt the most popular opinion, there are still many more. If the NCAA decides to pay the students, a good way to keep paying college athletes under control is by paying the student athletes for certain things, the key word is student. One plan is too pay the athlete as long as him or her maintains a certain grade point average. â€Å"If we want to reward college athletes and dramatically reduce the cheating that goes on in college sports, we should consider paying student athletes $1,000 per month during their four years of eligibility, providing they maintain a pre-determined grade point average† (Freeman, Marv). This plan would not only keep the student athletes in school, but it would make them do well and succeed in school. Even though some fans of pro sports may want to see a star player leave and go to the pros after one or maybe two years, education is still very important and so is graduating. This strategy would be a great motivator and would without a doubt grab the attention of the player’s parents. Another positive affect is that without a doubt the amount of money brought into colleges and universities would increase by large amounts because it would attract more student athletes to go to college. This plan could affect all levels of student athletes in a more than positive way; it could change the future of student athletes forever. The controversy on player’s safety is a very big issue in pro sports, but you don’t see nearly as much attention on it in college sports. There is no doubt that injuries occur more often in pro sports, but that doesn’t mean they don’t happen in college sports, and the NCAA really doesn’t protect their players very much at all. A solution to this is to have the players sign a contract for the college or university they attend. The contract would contain a variety of things, but the two most important things would be a certain amount of money and then a health care plan for the athlete. Lifetime of health insurance and benefits is very important to athletes, and remember not all student athletes go pro so they don’t have the luxury of pro sport health benefits. This plan would without a doubt make more players not only want to stay in college to receive these benefits, but it would also make student athletes want to attend a college and not have to worry about being disabled as an adult. Joe Branch, a great high school football player, told reporter Joe Nocera that he had turned down a scholarship to play football at Georgia Tech because, â€Å"I wouldn’t have had any shoulders left if I had played football in college.† This man turned down the opportunity of a lifetime because of the fact he knew he wouldn’t have health benefits for playing college football, so he had to give up his dream. This plan would be great for the NCAA and their athletes now and especially in the future. To every controversial topic there are positives, and there are negatives. In this case a huge problem is, where is all the money for the players going to come from? There truly is no answer for this, that’s why paying the athletes isn’t even close to becoming a done deal. According to Mike Higgins of USA today, only 20 NCAA division 1-football programs make a profit. And considering the fact that college football is the most popular NCAA sport, the number of other sport programs making a profit can’t be a very large number at all. Another question that can’t be answered is, do you pay all the athletes? There is no doubt that men’s basketball and football bring in the most money for their schools, athletically speaking, but you can’t only pay them. According to http://www.statisticbrain.com/ there are over 420,000 student athletes and combined in Division 1 and 2 there are 26 different types of athletic programs. The amount of student athletes and athletic programs makes it almost nearly impossible to have enough money to pay every single athlete male and female. This also puts small schools at a huge disadvantage. Schools like Notre Dame, Texas, Florida, Ohio State, and Alabama already have huge reputation advantages over small schools, but if the NCAA starts paying their athletes the bigger schools like the ones I mentioned will be able to offer so much more because schools like that already make more than enough money. Overall, this point in the argument really shows that if the NCAA starts paying their athletes it would truly take a  miracle to come up with that kind of money, and if they ever did come up with the money, it wouldn’t be fair to many schools across the country. One of the many reasons why the NCAA is considering paying their athletes is because they believe it will stop all the â€Å"under the table deals.† A solution like that will not stop corruption in the NCAA. That kind of solution is just the easy way out, and it won’t stop the people who offer the student athletes money, cars, jewelry, tattoos, etc. because those kind of people will stop at nothing. If the NCAA truly wants to put a stop to players accepting or being offered gifts they need to enforce more discipline. According to Todd Pheifer of Yahoo News, â€Å"Cam Newton was ultimately â€Å"exonerated† by the NCAA while at Auburn, there were stories of an $180,000 payment that was demanded by Newton’s father for Cam to attend Mississippi State.† A young and naà ¯ve student athlete would take that kind of offer without even hesitating because the amount of money the NCAA is offering to pay the student athletes, couldn’t even come close to that. Overall, the main point of this is that if the NCAA believes that paying their athletes a certain amount of money is going to stop the offers and the greediness, they are going to need to come up with a better plan then that. Even though paying college athletes may be fair in some people’s eyes, there are many negatives to this topic that could affect college sports for today’s athletes and the future of their sport. As we see here, there are many great controversial arguments on this topic. The cutting off of the athletes money if their grades slip, also the health care plan would not only help the reputation of the NCAA, but it would no doubt make the game safer and assure the student athletes a better future. On the other hand, we still have no idea where the money would come from and who would they give it to. In conclusion, I don’t believe the NCAA should pay their student athletes, even though it may seem like the fair and just thing to do, there are just too many negatives and downfalls to this argument and in the end would more than likely put many colleges and universities into debt.